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Independent editorial resource. Not affiliated with Medicare, Medicaid, CMS, or any state government agency. Figures are educational reference summaries, not legal or eligibility determinations.
SeniorCareLimitsThe Medicaid reference desk

2026 FINANCIAL REFERENCE GUIDE

Understand the limits.
See the bigger picture.

Medicaid income and asset rules vary by state, care program and household. Start with a transparent comparison, then find the official guidance for your situation.

Compare reference limits →Explore 20 state guides
20 state guides3 care categoriesOfficial sources, clearly linkedNo account. No financial uploads.

THE COMPARISON DESK

Where do your figures stand?

A reference check, not an eligibility decision. The prefilled amounts are examples; replace them to explore your own figures.

Your reference scenario

Example amounts: $2,450 income / $18,000 assets.

USD before deductions. Countable-income standards may not be directly comparable.

A home, vehicle or other property may qualify for an exclusion. Home-equity and ownership rules still matter.

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Three distinctions that matter

  1. Gross income is not always countable income.
  2. An applicant’s assets differ from a spouse’s allowance.
  3. A financial comparison cannot approve a care program.
Before changing ownership or making gifts

A transfer can affect long-term care coverage. Look-back, home exclusions and estate recovery are separate rules; the guide explains the distinctions.

No income or asset entries are transmitted or stored. References reviewed: 2026-11-16

STATE REFERENCE LIBRARY

Find your state’s rules


20 state guides

AZ / 2026ArizonaAHCCCS / ALTCSCA / 2026CaliforniaMedi-CalCO / 2026ColoradoHealth First ColoradoCT / 2026ConnecticutHUSKY C / Connecticut MedicaidFL / 2026FloridaFlorida MedicaidIL / 2026IllinoisIllinois Medicaid / AABD MedicalIN / 2026IndianaIndiana Medicaid / PathWays for AgingMA / 2026MassachusettsMassHealthMI / 2026MichiganMichigan MedicaidMN / 2026MinnesotaMedical Assistance (MA)NJ / 2026New JerseyNJ FamilyCare / MedicaidNY / 2026New YorkNew York MedicaidNC / 2026North CarolinaNC MedicaidOH / 2026OhioOhio MedicaidOR / 2026OregonOregon Supplemental Income Program Medical (OSIPM)PA / 2026PennsylvaniaPennsylvania Medical AssistanceTX / 2026TexasTexas Medicaid for the Elderly and People with DisabilitiesVA / 2026VirginiaVirginia Medicaid / Cardinal CareWA / 2026WashingtonWashington Apple HealthWI / 2026WisconsinWisconsin Medicaid
01

Identify the program

Start with the type of care and financial category, not a single nationwide number.

02

Understand what is counted

Separate gross from countable income, ownership from exclusions, and limits from allowances.

03

Confirm with the agency

Use official sources and the document checklist to prepare questions about your case.